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Why consider an annuity?
1. Lifetime Guaranteed Income
An annuity is like having your own personal pension plan. Depending upon which payout option you choose, it will pay you and/or your spouse for the rest of your life (a life annuity) or for a fixed period of time (period certain - usually 20 or 30 years).
2. Downside protection
Annuities provide downside protection. That means whatever happens in the financial markets, you will not lose money. They are designed to protect your retirement.
3. The longer you live, the higher the internal rate of return (IRR) you earn.
The longer you live, the more payments you receive. This increases the internal rate of return (IRR) you earn over the course of your lifetime. Ask us, and we will show you.
4. More centenarians (living past age 100) than ever before
Due to advances in medical care, more people are living longer than ever before.